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Friday 12 March 2010

Loan Modification Company Reviews

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Obama Wants To Slash Deficit - Home Loan Modification Help Center

04 Apr 2009

President Obama's first budget lays the groundwork for slashing the federal deficit in half by the end of his first term, reports Bill Plante. Maggie Rodriguez asks an Obama official about the budget.

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Dec 30,2009 For all of you who are non believer's the Feldman Law Center Steve Feldman saved my house by getting me a loan modification under the HAMP program. Thanks for all you did for us Steve and staff....Jackie and Tom by: Jackie Famighetti



Jul 12,2009 We like how this site was built! Were interested in speaking with your webmaster about helping us put ours together. Can you contact us? by: Arnie D



May 5,2009 Your English comercial is appealing, but the one with the illegal immigrates place on KFI is NOT going to get you any customers & is probably going to lose MANY. Keep that ad on Latin stations. by: Randolph L. Faver II



Apr 3,2009 I had a business line of credit of about $15,000.00 from wells fargo (the company is a "s" corp) that I defaulted on to save my home- Wells fargo went into my personal checking account and took $5K without telling me and now I have things going back for insuffecient funds and over $500.00 in fees they have created (extra profit for them right?)... is there anything that can be done. That was the money for my loan modification and now they took it. They also have my home loan. They took the money- created more by all the overdraft fees and they have treated me like a pile of caa-caa-- horrible people! Just like bill collectors in the old days! Horrible. any suggestions? by: Sue



Feb 23,2009 I was interviewing different attorneys for a loan modification when I received a letter from Feldman in the mail. I found them to be real straight shooters and my instinct was good. I had an option arm loan that was at 8.5% and had to make the full payment. I fell way behind and IndyMac would do nothing. They said I did not qualify for a loan modification and I would lose my home to foreclosure if I didn’t pay up to date. The Feldman Law Center was able to get us a really good deal and we’re paying 3.00% for 5 years then goes up 1.00% a year to 5.25% fixed! It seems like the federal government bailout program works. The feldman law center did more than expected for us. Irving, C. California by: Feldman Law Center



Feb 20,2009 this site has lots of information!! by: jason Gervais

If you need help understanding your option of taking advantage of the home loan modification process, the help is available to you everywhere. The process is quite tricky and it is highly recommended that you do indeed seek legal advice before signing on the dotted line, in order receive the most efficient and cost-effective modification to your mortgage payment.

Where do I get Advice
There is advice all over the web on how to receive a loan modification; some of this advice is quite helpful, while some is quite dreadful. There is also the opportunity to hire a professional service that will help you go through the paperwork and work with the lender to help you get all the benefits that you deserve, due to a hardship. Loan modification is a process that must be understood completely and thoroughly. This article can actually offer you an insight on the process of loan modification and tips that will better help you as a homeowner save your home from the risk of a foreclosure.

Loan Modification Advice
First and foremost, it is important to determine if you are eligible for a loan modification. This requires writing a letter of hardship explaining to the lender what exactly the reason is for your late payments and the fact that you are unable to pay your mortgage. Doing a loan modification on your own requires more than just advice. Becoming educated about the process is more important. This is perhaps a good reason to hire a professional loan modification company to take part in the process. They will handle everything for you, while educating you in the progression. There is a fee charged for hiring these companies, but in turn your mortgage payment can be lowered quite a bit and professionals can even find things in your original loan papers that may prove that the lender may have broken the law during your original mortgage signing.

If you do choose to take the big leap of the loan modification process on your own, you must first contact the lender and they will lead you to the correct department, normally the loss mitigation department. You may not want to directly say that you are in the process foreclosure. We do not want the lender to think your situation is not worth their time before hearing you out. Always document anything relating to the loan modification process, every phone call and any other information you may receive during the process must be documented. Always discuss every option available with your lender, so that you may come up with the best alternative for you. It is true you will save money going directly through your lender and let’s face it, you are struggling already trying to make your payments, but professional assistance can help immensely.

No matter what direction you decide to take, loan modification will be what determines the amount of time you have in your home. If you are eligible you should act as soon as possible.